Trusted by

24,000+

hosts

Insurance for your entire rental business

Align brings together four essential components of rental protection: Owner’s Insurance, Guest Damage Insurance, Entity Setup, and Trip Insurance.

 Hospitable’s built-in AI automates 90% of the manual work that slows down hosts—without losing the personal touch.

Get covered

Peace of mind with the right short-term rental insurance

Entity Setup

Align helps structure both your rental business and property ownership to create separation between your personal assets and rental operations, while helping provide additional privacy for the people behind the business.

Entity Setup
Entity Setup

Entity Setup

Align helps structure both your rental business and property ownership to create separation between your personal assets and rental operations, while helping provide additional privacy for the people behind the business.

Owner’s Insurance

Owner’s Insurance

Align specializes in insurance for short-, mid-, and long-term rental properties.
 Complete one application, and Align shops it across trusted rental-focused carriers to find coverage that fits your business.

Owner’s Insurance

Owner’s Insurance

Align specializes in insurance for short-, mid-, and long-term rental properties.
 Complete one application, and Align shops it across trusted rental-focused carriers to find coverage that fits your business.

Trip Insurance

Guests don't always purchase travel protection when they initially book through an OTA.

 Align helps operators offer trip cancellation and interruption insurance after booking, giving guests another opportunity to protect eligible trip expenses.

Trip Insurance
Trip Insurance

Trip Insurance

Guests don't always purchase travel protection when they initially book through an OTA.

 Align helps operators offer trip cancellation and interruption insurance after booking, giving guests another opportunity to protect eligible trip expenses.

Guest Damage Protection

Guest Damage Protection

When guest damage happens, relying only on an OTA claims process can mean delays and extra documentation. Align adds Guest Damage Protection as another layer of protection, reducing reliance on the OTA process alone.

Guest Damage Protection

Guest Damage Protection

When guest damage happens, relying only on an OTA claims process can mean delays and extra documentation. Align adds Guest Damage Protection as another layer of protection, reducing reliance on the OTA process alone.

Why hosts rely on Align Insurance services

Comprehensive asset protection

Align Insurance Services offers not just owners’ property insurance but also co-host/property manager liability insurance.

Comprehensive asset protection

Align Insurance Services offers not just owners’ property insurance but also co-host/property manager liability insurance.

Comprehensive asset protection

Align Insurance Services offers not just owners’ property insurance but also co-host/property manager liability insurance.

Customizable coverage

The insurance coverage can be customized to the specifics of your property. Got a pool or a hot tub? Property located in the mountains? We got you covered!

Customizable coverage

The insurance coverage can be customized to the specifics of your property. Got a pool or a hot tub? Property located in the mountains? We got you covered!

Customizable coverage

The insurance coverage can be customized to the specifics of your property. Got a pool or a hot tub? Property located in the mountains? We got you covered!

Appropriate short-term rental coverage

Align covers scenarios specific to short-term rental businesses, including bed bugs, business interruption, animal liability, slow water leaks, theft, liquor liability, squatter protection, off-premises liability, and more.

Appropriate short-term rental coverage

Align covers scenarios specific to short-term rental businesses, including bed bugs, business interruption, animal liability, slow water leaks, theft, liquor liability, squatter protection, off-premises liability, and more.

Appropriate short-term rental coverage

Align covers scenarios specific to short-term rental businesses, including bed bugs, business interruption, animal liability, slow water leaks, theft, liquor liability, squatter protection, off-premises liability, and more.

The best deal for you

If you are unsure whether your current policy is the right fit for your business, send us a copy. We can review your current coverage, identify any missing components, and recommend options and/or alternatives.

The best deal for you

If you are unsure whether your current policy is the right fit for your business, send us a copy. We can review your current coverage, identify any missing components, and recommend options and/or alternatives.

The best deal for you

If you are unsure whether your current policy is the right fit for your business, send us a copy. We can review your current coverage, identify any missing components, and recommend options and/or alternatives.

Common questions

What can I do if I already have coverage with an STR insurance provider?

If your properties are already insured with companies such as Proper or Steadily, Align Insurance can serve as your agent of record. We can negotiate renewal price and terms, handle the application paperwork, assist with billing or claims issues, and find other insurance options that better fit your needs.

How much does Align charge for owner's insurance?

Align is paid a commission by the insurance carriers, so there is no additional brokerage cost or markup for the property owner.

Can I use Align Insurance Services for both short-term and long-term rentals?

Yes, Align Insurance Services also covers mid-term and long-term rentals.

Does Align Insurance Services cover properties outside of the United States?

Align Insurance Services is currently covering US properties only.

I’m a co-host and don’t own the property. How can I protect myself?

Fear not! Align Insurance Services also offers affordable standalone co-host and management liability insurance.

Let's get you covered!

Let's get you covered!

Get owners’ and landlords’ insurance tailored to the specifics of a short-term rental business.

Get covered

Align Insurance Services is a licensed insurance agency headquartered in Georgia (License No. 244921) and licensed in all 50 states. In California, Align operates as Hospitable Insurance Services (CA License #6019259). We partner with insurance carriers and managing general agents (MGAs) to offer and service their products. Coverage availability, options, and features may vary by state and are subject to underwriting guidelines and eligibility requirements. License numbers for all states are available upon request.